Al Bai Bithaman Ajil

Home financing is the most popular facility granted pillars under the concept of bai bithaman ajil bba either to purchase existing completed houses build or construct new house on customer s land even as a refinancing pricing facility.

Al bai bithaman ajil. This particular contract has become exceedingly popular in the islamic banking context as will be explored later. Al bai bithaman ajil di kualalumpur pada tahun 1994 al bai bithaman ajil. Property land motor vehicle consumer goods shares overdraft facility education financing evidences package etc. The sale of goods on a deferred payment basis.

Konsep al bai bithaman ajil lebih dikenali sebagai jualan harga tertangguh urus niaga al bai bithaman ajil melibatkan proses menjual sesuatu dengan disegerakan penyerahan barangdan ditangguhkan pembayarannya sehingga ke satu waktu atau tempoh yang telah ditetapkan. Equipment or goods requested by the client are bought by the bank which subsequently sells the goods to the client for an agreed price including a mark up profit for the bank. Pakistan or bay muazzal bangladesh. In some countries bai bithaman ajil is also known as bay al muajjal e g.

Menurut kertas seminar bimb modul iii. Bai bithaman ajil is a deferred payment sale which works like a murabahah contract but with payment generally made on a deferred basis.